Bank of Korea

In November 2025, the Bank of Korea reported an increase in the average interest rate on new deposits to 2.81%, while the rate on outstanding deposits slightly decreased. New loan rates also rose to 4.15%, indicating a tightening in monetary conditions. These changes reflect the bank's ongoing adjustments in response to economic conditions.

• Average interest rate on new deposits increased by 24 basis points to 2.81%.
• Average interest rate on outstanding deposits decreased by 1 basis point to 2.02%.
• Average interest rate on new loans rose by 13 basis points to 4.15%.
• Average interest rate on outstanding loans remained unchanged at 4.21%.

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